A [cybersecurity expert](https://draft.blogger.com/blog/post/edit/6424641454802191789/3158374235227009458#) has issued a warning about a scam that has wiped out entire life savings and retirement accounts, calling its impact on seniors “devastating.”
On July 15, the FBI’s Los Angeles office [shared a reminder](https://draft.blogger.com/blog/post/edit/6424641454802191789/3158374235227009458#) on X about the Phantom Hacker Scam, which has cost Americans more than $1 billion since at least 2024. The agency emphasized that senior citizens are the primary targets, with victims at risk of losing everything they have worked for.
According to the FBI, the [scam unfolds](https://draft.blogger.com/blog/post/edit/6424641454802191789/3158374235227009458#) in three stages: the “tech support impostor,” the “financial institution impostor,” and finally, the “U.S. government impostor.”
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